Creators & Digital Earners.
Bookkeeping and admin support for Canadian creators, streamers, and digital earners.
Multi-platform earners
YouTube pays USD around the 21st. Patreon pays a different day. Twitch pays by PayPal, wire, or cheque. Stripe runs on a rolling delay, Shopify settles in CAD, Substack in USD, and sponsorship wires show up with no invoice attached. The CRA wants all of it reconciled in CAD on accrual, with GST/HST done correctly. It's one of the messiest setups in Canada, and the one most creators DIY.
Multi-platform, multi-currency, all reconciled to CAD.
We connect to Stripe, PayPal, Patreon, Substack, YouTube AdSense, Twitch, Kick, OnlyFans, Fansly, Whop, Gumroad, Teachable, Kajabi, Shopify, and the rest. Every USD, EUR, GBP or any other foreign currency deposit is booked at the Bank of Canada rate for the date earned, not the date it landed. Fees get categorized, FX gains and losses tracked, and your monthly P&L shows revenue by platform so you can see which stream is worth the effort. FX gains and losses are tracked correctly and you see your real income after expenses.
GST/HST is where creators get caught, usually by assuming foreign income is automatically tax-free. It isn't. Once your worldwide revenue passes $30,000 over 4 quarters, you generally have to register. And that figure includes your zero-rated foreign income, so you cross the line sooner than you'd expect. Foreign-platform and non-resident income is often zero-rated, but not automatically, and CRA reassesses creators who get it wrong. Canadian sales are taxable. And some platforms collect the tax themselves while others leave it to you. We track and map this correctly so you're collecting what you should and remitting what you owe.
Specialized support.
Bookkeeping, admin, and the creator-platform details, handled in one place.
- Monthly bookkeeping, bank and credit card reconciliation, adjusting entries, and management reports kept current.
- Multi-platform payouts reconciled into one clear picture, no matter how many sources.
- Ad revenue, subscriptions, tips, custom content sales, sponsorships, brand deals, and affiliate payouts tracked by source.
- Multi-currency income booked at the Bank of Canada rate on the date earned, with FX gains and losses tracked cleanly.
- Personal and business spend separated and categorized even when cards have been used for both — the thing CRA looks at hardest in a creator audit.
- GST/HST registration timing, treatment, and remittance handled, including the cross-border treatment for international audiences and sponsors.
- Gear, software, home studio, business-use-of-vehicle, and creative assistant expenses categorized correctly.
- Sponsorship deposits tracked against deliverables so you can see what's earned versus deferred until the post goes live.
- Subcontractor payments to editors, managers, and assistants (T4A prep) handled.
- U.S. platform tax forms (W-8BEN, 1042-S) organized and filled out if needed.
- Admin support for subscriptions, creator tools, collaborator records, and routine back-office follow-up.
Platform control.
The day-to-day difference when platform income, fees, and expenses are reconciled properly.
- A real answer to "how much did I make this year?"What your business earned after FX, fees, refunds, and chargebacks. Many creators can't answer that correctly until someone sits down and reconciles it.
- USD, EUR, and GBP income booked cleanly.At the right rate on the right date, so your accountant isn't building it from scratch in April.
- Tax season without the dashboard scramble.No exporting CSVs from six platforms before the deadline. The year is reconciled and CRA-ready before you'd think about it.
- Clean lines between business and personal.Even if cards have been mixed from day one. If you can flag what's personal when it comes up, we handle the rest.
- Visibility into what's actually carrying you.Brand deals, ad revenue, memberships, course sales — when each is tracked separately with its own expenses matched to it, you see what's worth doubling down on and what costs more than it earns.
- Confidentiality built into the engagement.We don't discuss who our clients are, what platforms they're on, or what they earn. That includes your handle.
Questions from creators.
The quick version. For the full list, including industry-specific questions, visit our dedicated FAQ page.
See all FAQ questions →What if my income comes from multiple platforms or sources?
That's something we handle regularly. Whether income comes from several platforms, currencies or payment methods, we pull it all together into one clear picture so you always know what you're earning and where it's coming from.
At what point do I need to register for GST/HST?
Once your worldwide taxable revenues exceed $30,000 in a single calendar quarter or over four consecutive quarters, you're required to register for GST/HST. If you're approaching that threshold, we'll flag it so you're not caught off guard. Getting this wrong has real consequences, so it's worth knowing early.
Do you work with cash-based or high-volume small transaction businesses?
Yes. High transaction volumes, tip income, subscription payments, and cash-heavy operations are all manageable. The key is having a consistent process for capturing and categorizing everything. We'll set that up with you at the start.
Do you handle GST/HST remittances?
Yes. We calculate what's owing, prepare the remittance and make sure filings go in on time. Missed or incorrect GST/HST filings attract CRA penalties quickly, so staying on top of this is part of what we do every month.
Can you help me figure out what expenses are deductible?
We can help you identify and categorize business expenses correctly throughout the year. Equipment, software, home office, travel, subscriptions, and other legitimate business costs all need to be tracked properly. We don't file your taxes, but your accountant will have organized records to maximize what you can claim.